Insurance Requirements

Covered, clearly.

To rent a vehicle through Lux Express Jax, every reservation must have qualifying insurance coverage.

Option A

Use your personal insurance

Provide proof of qualifying full-coverage personal automobile insurance.

Option B

Purchase rental protection

Purchase rental protection through our approved third-party insurance provider.

If a customer does not currently have qualifying insurance, our team will provide instructions and a secure link to purchase the required coverage before the reservation can be confirmed. Vehicle pickup or delivery cannot take place until insurance requirements have been satisfied and verified.

Important — third-party protection

Lux Express Jax operates as an independent commercial vehicle rental company. Any third-party insurance or protection product is subject to that provider's own eligibility requirements, policy terms, exclusions, underwriting decisions, and applicable law. Lux Express Jax does not guarantee coverage, approval, or eligibility under any third-party product.

Lux Express Jax is a commercial vehicle rental company based in Jacksonville, Florida. Our primary business activity is renting motor vehicles to the general public. Every vehicle offered is a Lux Express Jax fleet vehicle rented directly by Lux Express Jax. We are not a peer-to-peer platform, vehicle-sharing marketplace, or rental intermediary, and rentals are never completed through social media direct messages.